CredoLab (credolab.com) is a digital-age risk management firm for the emerging markets. Our 
team has in-depth knowledge of credit risk management and the digital expertise to create 
disruptive new banking products. By harnessing the power of smartphone technology and 
behavioral data analytics, we are revolutionizing credit scoring to provide access to credit on fair 
terms to people in emerging markets. 
 

Details in the attached file